Industry · debt collection and loans

An AI agent in amicable debt collection

The agent takes the repetitive part of arrears calls, and your team handles the cases where a human decision matters.

What the agent does

Reminds before and after the due date

It calls at the agreed time and says it is an AI assistant.

Talks about the arrears

It checks the amount and history in the collections system before the call.

Negotiates a date within agreed limits

A new date within the rules is saved by the agent; other proposals go to a person.

Hands difficult cases to a person

For example when the customer disputes the debt. The agent gets a call summary.

Every call’s quality in Inoro

Inoro analyses calls by the AI agent and human agents against your quality scorecard, and the quality team can correct a score.

„Inoro scores every collections call against our quality scorecard. I can see where the team needs support, correct a score when something is off, and the report updates continuously.”
Julia Guzanowska · Quality and Collections Manager, AASA Polska

How the rollout works

  1. 1
    Process call

    You show us where you lose time or money today. Free.

  2. 2
    Analysis and offer

    We describe the process, analyse the data on our side and prepare a quote. Free.

  3. 3
    Launch

    We connect the agent to your systems, teach it the process and prepare your team.

  4. 4
    Ongoing care

    With the subscription we watch the agent’s work every day and share reports.

Frequently asked questions

Does the agent say it is an AI?

Yes. At the start of the call the agent says it is an AI assistant, as the AI Act requires. If the caller asks, it hands the case to a person.

What if the agent makes a mistake?

We monitor its work continuously, so a mistake shows up in the daily report. We find the cause, show the client a report and ship a fix as part of the subscription.

Do we need to change our systems?

No. We connect the agent to what you already have: fleet system, CRM, telephony, email, spreadsheets.

How much does it cost?

We quote after analysing the process. The price covers the launch and a subscription that scales with usage, billed for example per call minute or per vehicle. The call and analysis before the offer are free.

Explore further

Tell us about one process. We will tell you whether an agent can handle it and where to start.

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